2026 FRAUD & AML LEADERS REPORT

AI Reality Check

Insights from 1,000 global fraud, risk and compliance leaders tackling rising fraud volumes, stricter regulations and increasingly sophisticated AI-powered threats.

The patterns in this report give you evidence to move beyond anecdotes — and to align executives, product, engineering and risk around a shared, intelligence-led strategy.

Download the full report

What You’ll Find Inside

Skills to pressure-test your roadmap

Compare AI adoption, hiring plans, budget trajectory and stack modernization against more than a thousand peers.

Guidance on how to clarify trade-offs

See how leading teams balance automation with headcount, fraud loss with customer experience and innovation with regulatory scrutiny.

A strategy for prioritizing bottlenecks

Identify whether your greatest constraint is data quality, fragmentation, time-to-value or skills and where integration will unlock outsized gains.

Key Insights

AI is now baseline infrastructure

98%

of leaders say their teams are already integrating AI in their workflows.

Budgets signal AI as a force multiplier

83%

of leaders think AI agents should support or augment fraud and AML compliance teams.

AI fraud detection has majority trust

52%

are very confident that AI solutions can reliably detect and prevent fraud.

Automation isn’t shrinking teams

94%

of responders plan to add at least 1 full time hire this year.

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Go Beyond the Hype

  • Examine what AI is truly changing inside modern fraud programs — and what it isn’t
  • Explore how leaders are balancing aggressive growth plans and cross-border expansion
  • Understand the impact of new payment methods on fraud and risk operations
  • Unpack the intensifying demands to cut losses, reduce false positives and control operational costs

2026 Fraud & AML Leaders Report

AI Reality Check

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