Transaction Monitoring
Manage Risk With Real-Time Transaction Monitoring
Monitor transactions in real time using rules-based and AI risk scoring. Access 900+ fraud signals, including unique device and behavioral data and create advanced velocity rules that analyze these signals plus your custom data in real time, not batch.
Detect Fraud and Risk at Speed
Optimize Your Risk Management
Uphold Compliance With Ease
HOW TRANSACTION MONITORING WORKS
From Data Ingestion to Decision in Milliseconds
Every transaction is scored in real time using fraud, behavioral and compliance signals across the full lifecycle.
1. Collect Signals
SEON ingests transaction data with device, IP, digital footprint and behavioral signals to create enriched context for real-time fraud detection and AML compliance.
2. Score Risk in Real Time
Every transaction is evaluated against custom rules, fraud signals and data fields to generate AI-driven risk scores that determine whether to approve, review or decline.
3. Automate Alert Triage
Route flagged transactions to the right investigator by risk, workload, or expertise. Each alert features a custom SOP checklist tailored to the investigation type.
4. Investigate & Take Action
Analysts review enriched transaction data and can approve, decline, label or assign transactions, with every action recorded for full auditability.
Discover How Companies Win
“It is a flexible tool that helps us track possible money laundering activity with features that are highly customisable and help a lot with automation. The high number of sources that the feature has allows analysts to consider their decisions from different perspectives. This allows the relevant teams to further their knowledge of the customers and for the company to stay compliant.”
Márton Hajagos
Fraud Analyst, Patrianna
“SEON shows you how much fraud is on the market, and with their help, you can reduce it. Working in real time is a key difference, and to top it off, the customer support is excellent; getting an answer very quickly, in easy-to-understand terms with examples – this is what I expect from a solution.”
Joeran Kiencke
Manager Risk Operations, Lottoland
Choose How to Integrate with SEON
SEON deploys into your existing transaction flows through a single API or
through the AWS Marketplace.
Explore Resources on Transaction Monitoring
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See how risk and fraud monitoring detects suspicious payments, stops fraud in real time, and reduces losses.
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Learn how real-time AML transaction monitoring helps detect suspicious activity. Use automation to boost compliance and cut risk.
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Transaction monitoring is easier with AI – but how do you make the most of it?
FAQ
Transaction monitoring services continuously analyze financial transactions in real time to detect fraud, money laundering and other suspicious activity. They use rules, AI models and contextual data signals to score each transaction and flag high-risk events for review or automated action.
Batch monitoring processes transactions at scheduled intervals, often at the end of the day or at the end of the month. Real-time transaction monitoring evaluates each transaction as it occurs, enabling faster detection, faster investigation and faster response. In instant payment environments, real-time monitoring is increasingly considered essential.
Transaction monitoring services detect payment fraud, card fraud, authorized push payment fraud, account takeover, money mule activity, structuring, layering and other suspicious transaction patterns. Detection breadth depends on the signals and rules the platform uses.
You can quickly turn on transaction monitoring for fraud and AML using a single API and most organizations go live within 14 days. You’ll get immediate access to our full suite of fraud signals and a rule library. From there, our implementation team works with you to configure best-practice rules based on your business; no engineering support is needed for rule creation or updates.
Take the First Step Toward Transformative Fraud Prevention
SEON’s transaction monitoring unifies fraud detection and AML monitoring in one real-time platform. Detect suspicious activity at the point of transaction, reduce false positives and give your team the context they need to investigate faster.
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