New integration enhances xpate’s payment security with SEON’s advanced data intelligence and real-time fraud monitoring.
London, UK, November 12, 2025: xpate, the all-in-one payments and banking hub, has partnered with SEON, the command center for real-time fraud prevention and AML compliance, to help give merchants stronger protection against online fraud without adding friction to payments. The partnership integrates SEON’s comprehensive fraud detection and data enrichment tools directly into xpate’s transaction monitoring and compliance systems.
Fraud is getting harder to fight. In 2024, consumer fraud losses jumped 25% year-over-year to over $12.5 billion. Account takeover attacks surged 250%, and nearly half of all businesses dealt with synthetic identity fraud. For xpate’s merchants operating across 100+ countries, traditional fraud prevention just isn’t fast enough anymore. As xpate continues to expand its merchant ecosystem, the company recognized that traditional, reactive fraud prevention approaches would not scale efficiently enough against increasingly sophisticated cyberattacks, deepfake fraud, and AI-powered threats.
“Fraud prevention shouldn’t slow you down, it should move with you,” said Katia Puchkova, COO, xpate. “Our collaboration with SEON turns risk management into revenue protection – keeping every genuine transaction seamless, secure, and profitable. It’s smart protection that works quietly in the background but drives visible results.”
Through this partnership, merchants get access to SEON’s fraud prevention tools – trusted by prominent industry leaders driving the future of global finance – without needing any extra setup or technical work.
“Businesses today need fraud prevention that anticipates risk, not just reacts to it,” said Matt DeLauro, President, GTM, SEON. “Our partnership with xpate shows how real-time data intelligence and machine learning can be built directly into payment infrastructure to protect merchants and their customers. xpate’s focus on compliance and operational excellence aligns closely with our mission to make fraud prevention more accessible, transparent, and effective for businesses scaling globally.”
The integration gives merchants more than just better fraud detection. SEON’s advanced fingerprinting and behavioral analysis help identify multi-accounting and account takeovers with greater precision. A flexible rule engine handles even complex fraud scenarios, while data enrichment adds valuable context to every transaction.
By integrating SEON’s real-time signals directly into its platform, xpate enables faster decisions, higher accuracy, and more efficient risk monitoring. Machine learning models adapt to each merchant’s unique patterns, helping spot emerging fraud trends early. The result is measurable improvement in fraud rates, scalability, and overall payment security.
Payments get faster, fraudsters get smarter, and merchants need protection that can keep up. Fraud prevention can’t just react anymore – it has to anticipate what’s coming next. Real-time protection is table stakes now, but the real differentiator is spotting emerging risks before they hit, without slowing down payments or frustrating customers. xpate’s partnership with SEON delivers exactly that, combining proven expertise with adaptive technology to protect merchants at scale.
About XPATE
xpate is an all-in-one payments & banking hub built for businesses, fintechs, and regulated industries. Rooted in compliance, driven by innovation, and dedicated to unifying global money movement across borders, industries, and technologies, xpate helps digital businesses pay, get paid, and keep money flowing through adaptive payment and smart banking services. To learn more, visit: https://xpate.com/
About SEON
SEON is the command center for real-time fraud prevention and AML compliance, helping thousands of companies worldwide stop fraud, reduce risk, and protect revenue. Powered by 900+ real-time, first-party data signals, SEON enriches customer profiles, flags suspicious behavior, and streamlines compliance workflows. With integrated fraud and AML capabilities, SEON operates globally from Austin, London, Budapest, and Singapore.
