Compare SEON vs Jumio
Identity verification (IDV) is a major priority for many organizations that operate online, whether you use biometric authentication or build your own multi-layered defenses, understanding the end-user is becoming increasingly important.
This article will break down the differences between SEON and Jumio as well as help you decide which will be best for your business.
| Disclaimer: Everything you’ll read in this article was gleaned from online research, including user reviews. We did not have time to manually test every tool. This article was last updated in Q1 2023. Please feel free to contact us to request an update/correction. |
About Jumio
Founded in 2010, Jumio has verified more than 500 million identities across 200+ countries and territories from both real-time web and real-time mobile transactions. Headquartered in the US, Jumio also has offices in Latin America, Europe, and Asia-Pacific.
First formed as an identity verification solution, the company has expanded into AML following the acquisition of Beam Solutions and secured a significant $150 million funding round in March 2021.
Jumio is the preferred identity verification solution for a number of neobanks and financial institutions, such as HSBC and Monzo, among others. In recent years, the company has deployed a number of IDV tools, such as its Liveness Detection system, and Optical Character Recognition (OCR), used for reading text on uploaded pictures of ID documents.
Key Products
- The company’s core product is a complete end-to-end solution, the KYX Platform, which brings together the many individual modules they offer.
- Jumio specializes in identity verification and offers businesses access to biometric facial recognition and liveness detection for authentication as well as “live verification experts” that compare the user’s selfie with the identification provided. They also are able to analyze the authenticity of ID documents.
- Phone and email verification modules are present as well as a device fingerprinting module to uncover potential fraudsters.
- They offer pre-set rules for AML monitoring that screen new users against global watchlists and PEP data.
- Jumio offers a comprehensive eKYC platform that includes biometric authentication as well as other common identity verification and fraud prevention solutions.
- They work with a range of partners that are able to integrate Jumio’s tech with ease including OneSpan, TruNarrative, and ForgeRock.
- An intuitive no-code orchestration that’s able to be connected with any existing risk system.
- Offering such a large suite of solutions for identity verification and fraud detection will certainly increase costs, which might be too much for smaller businesses.
- Potential for customer churn if the biometric authentication causes issues for the person validating themselves.
- Limited data enrichment capabilities with no access to live data, which in turn can create issues due to some data becoming stale.
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SEON vs Jumio Features Comparison Table
SEON | Jumio | |
Data aggregation | ||
| IP Analysis | Yes | Yes |
| Email data enrichment | Yes | No |
| Phone data enrichment | Yes | No |
| Find user social media | Yes, 50+ platforms | No |
| Device fingerprinting | Yes | Yes |
| BIN for transaction | Yes | No |
| Behavior tracking | Yes | Yes |
| User authentication | Yes | Yes |
Risk analysis | ||
| Custom rules | Yes | No |
| Machine learning suggestions | Yes | Yes |
| Industry preset rules | Yes | Yes |
| Risk score | Yes | Yes |
Integration/deployment | ||
| API calls | Yes | No |
| Modular APIs | Yes | No |
| Custom API fields | Yes | Yes |
| GUI | Yes | Yes |
| Chrome extension | Yes | No |
| Manual query | Yes | Yes |
| Graph visualization | No | Yes |
| Reporting | Yes | Yes |
| Team management | Yes | Yes |
| Integration with other tools | Yes | Yes |
Pricing | ||
| Chargeback guarantee | No | No |
| Free integration | Yes | No |
| Free support | Yes | Yes |
| Free trial | Yes | No |
| Cost per month | From $299 per month. A free version is available with limited API calls. | N/A. |
Where SEON Wins Over Jumio
- SEON offers access to live data by analyzing more than 50 online networks in real-time, to help you create more in-depth user profiles. With this solution, you can view profile aspects such as avatar, bio, and post history.
- This is also available as a Google Chrome extension for instant access.
- Completely transparent pricing, with the flexibility to work around tools your business is currently working with and/or tools it requires.
- All of SEON’s solutions are frictionless, with checks conducted without the need to involve the user – and they can be deployed without 2FA.
- Flexible rulesets to work around your business demands.
Where Jumio Wins Over SEON
- Jumio offers a complete IDV product suite with documentation verification, biometrics, and transaction monitoring capabilities through its KYX platform.
- Industry preset rules and blackbox AI take the majority of IDV and AML requirements off your shoulders.
- Biometric authentication is a huge plus for some organizations as it might be a necessary form of authentication in their sector.
SEON vs Jumio Conclusion
- You’re looking for a much more affordable solution that offers flexible rules and whitebox machine learning, and enables you to minimize risk while maximizing profit.
- You’re an organization dealing with tough compliance regulations and/or need additional biometric verification.
Further Reading
Learn more about:
Browser Fingerprinting | Data Enrichment | Device Fingerprinting | Fraud Detection API | Fraud Detection Machine Learning | Fraud Detection & Prevention
Try our free tools:
BIN Lookup | IP Lookup | Reverse Email Lookup | Reverse Phone Lookup | Social Media Lookup
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