
Compare SEON vs Cybersource
Picking the wrong fraud prevention software for your business can lead to high false positives, create gaps in your defenses for fraudsters to exploit, and ultimately massively impact revenue. This article will compare SEON and Cybersource’s offerings.
Disclaimer: Everything you’ll read in this article was gleaned from online research, including user reviews. We did not have time to manually test every tool. This article was last updated in Q1 2023. Please feel free to contact us to request an update/correction. |
About Cybersource
Cybersource is a Visa-owned company that is primarily focused on payment processing. More than 450,000 businesses worldwide use Cybersource solutions in over 160 countries.
Founded in 1994, the company has been vital to the growth of ecommerce having “pioneered online payment and fraud management services for medium and large-sized merchants”.
In 2019, the company also launched Payworks, a solution designed to unify CNP and customer-present solutions for online and brick-and-mortar shops.
Key Products
- Cybersource offers payment processing, fraud management, and data security all through one platform.
- The company’s lightweight fraud prevention solution is sold as Fraud Management Essentials, which comes with pre-selected rules.
- The Decisions Manager is the more customizable solution for risk management, and you can buy extra modules to reduce account takeovers or tokenize payment information.
- Cybersource also offers other services including: payment distribution, Global Tax Calculation, VAT compliance requirements, Dynamic Currency Conversion, Recurring Billing, and more.
- Ability to handle both payments and risk within one integration for merchants that accept point-of-sale, phone, and web-based payments.
- Leverage Visa’s tremendous volume of payment data to reduce payment risk at your company.
- Only suitable for larger businesses working with mass transactions (costs will presumably match this too).
- Limited ability to develop multi-layered risk management product stacks.
- As a big, enterprise-focused solution, you may struggle to get responsive support – especially if you need help tailoring your risk management strategy with Cybersource’s multitude of paid products.
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SEON Vs Cybersource Features Comparison Table
SEON | Cybersource | |
Data aggregation | ||
IP analysis | Yes | Yes |
Email data enrichment | Yes | Yes, via Emailage partnership |
Phone data enrichment | Yes | No |
Find user social media | Yes, checks 50+ platforms | No |
Device Fingerprinting | Yes | Yes |
BIN for transaction | Yes | Yes |
Behavior tracking | Yes, via custom rules | Yes |
User authentication | Yes | Yes |
Risk analysis | ||
Custom rules | Yes | Yes |
Machine learning suggestions | Yes | Yes |
Industry preset rules | Yes | Yes |
Risk score | Yes | Yes |
Integration / deployment | ||
API calls | Yes | Yes |
Modular APIs | Yes | Yes |
Custom API fields | Yes | Yes |
GUI | Yes | Yes |
Chrome extension | Yes | No |
Manual query | Yes | Yes |
Graph visualisation | No | No |
Reporting | Yes | Yes |
Team management | Yes | Yes |
Integration with other tools | Yes | Yes |
Pricing | ||
Chargeback guarantee | No | No |
Free integration | Yes | No |
Free support | Yes | Yes |
Free version | Yes | No |
Cost per month | You can start using SEON for free. Flexible tiered pricing based on larger volumes of API requests start from $299. | N/A. Contact their sales team for more info. |
Where SEON Wins Over Cybersource
- SEON offers a more flexible, more affordable fraud-focused solution to manage risk thresholds with more control.
- Access to live social data enables businesses to create more complete profiles of their customers/users with more opportunities to develop a multi-layered system with other products in the market.
- SEON products are also tailored for specific industry problems like coupon/bonus abuse which CyberSource doesn’t cover.
Where Cybersource Wins Over SEON
- Cybersource benefits from Visa’s huge volumes of payment data to build its risk models.
- Cybersource offers both CNP and brick-and-mortar solutions, which can be handy for omnichannel solutions.
SEON vs Cybersource Conclusion
- You need an agile, flexible solution that combines CNP fraud solution with compliance tools and identification methods.
- You are a large-scale enterprise looking for an platform that handles both payments and risk management online and in-store and minimizes authorization issues
Further Reading
Learn more about:
Browser Fingerprinting | Data Enrichment | Device Fingerprinting | Fraud Detection API | Fraud Detection Machine Learning | Fraud Detection & Prevention
Try our free tools:
BIN Lookup | IP Lookup | Reverse Email Lookup | Reverse Phone Lookup | Social Media Lookup
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SEON Team
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