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Compare SEON vs Cybersource

Picking the wrong fraud prevention software for your business can lead to high false positives, create gaps in your defenses for fraudsters to exploit, and ultimately massively impact revenue. This article will compare SEON and Cybersource’s offerings. 

Disclaimer: Everything you’ll read in this article was gleaned from online research, including user reviews. We did not have time to manually test every tool. This article was last updated in Q1 2023. Please feel free to contact us to request an update/correction.

About Cybersource 

Cybersource is a Visa-owned company that is primarily focused on payment processing. More than 450,000 businesses worldwide use Cybersource solutions in over 160 countries. 

Founded in 1994, the company has been vital to the growth of ecommerce having “pioneered online payment and fraud management services for medium and large-sized merchants”.

In 2019, the company also launched Payworks, a solution designed to unify CNP and customer-present solutions for online and brick-and-mortar shops.

Key Products

  • Cybersource offers payment processing, fraud management, and data security all through one platform.
  • The company’s lightweight fraud prevention solution is sold as Fraud Management Essentials, which comes with pre-selected rules.
  • The Decisions Manager is the more customizable solution for risk management, and you can buy extra modules to reduce account takeovers or tokenize payment information.
  • Cybersource also offers other services including: payment distribution, Global Tax Calculation, VAT compliance requirements, Dynamic Currency Conversion, Recurring Billing, and more.

Pros of Cybersource
  • Ability to handle both payments and risk within one integration for merchants that accept point-of-sale, phone, and web-based payments.
  • Leverage Visa’s tremendous volume of payment data to reduce payment risk at your company.

Cons of Cybersource
  • Only suitable for larger businesses working with mass transactions (costs will presumably match this too).
  • Limited ability to develop multi-layered risk management product stacks.
  • As a big, enterprise-focused solution, you may struggle to get responsive support – especially if you need help tailoring your risk management strategy with Cybersource’s multitude of paid products.
Compare SEON’s solution to Cybersource

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SEON Vs Cybersource Features Comparison Table




Data aggregation
IP analysisYesYes
Email data enrichment YesYes, via Emailage partnership
Phone data enrichmentYesNo
Find user social mediaYes, checks 50+ platformsNo
Device FingerprintingYesYes
BIN for transactionYesYes
Behavior trackingYes, via custom rulesYes
User authenticationYesYes
Risk analysis
Custom rulesYesYes
Machine learning suggestionsYesYes
Industry preset rulesYesYes
Risk scoreYesYes
Integration / deployment
API callsYesYes
Modular APIsYesYes
Custom API fieldsYesYes
Chrome extensionYes No
Manual queryYesYes
Graph visualisationNoNo
Team managementYesYes
Integration with other toolsYesYes
Chargeback guaranteeNoNo
Free integrationYesNo
Free supportYesYes
Free versionYesNo
Cost per monthYou can start using SEON for free. Flexible tiered pricing based on larger volumes of API requests start from $299.N/A. Contact their sales team for more info.

Where SEON Wins Over Cybersource

  • SEON offers a more flexible, more affordable fraud-focused solution to manage risk thresholds with more control.
  • Access to live social data enables businesses to create more complete profiles of their customers/users with more opportunities to develop a multi-layered system with other products in the market.
  • SEON products are also tailored for specific industry problems like coupon/bonus abuse which CyberSource doesn’t cover.

Where Cybersource Wins Over SEON

  • Cybersource benefits from Visa’s huge volumes of payment data to build its risk models.
  • Cybersource offers both CNP and brick-and-mortar solutions, which can be handy for omnichannel solutions.

SEON vs Cybersource Conclusion

Choose SEON if
  • You need an agile, flexible solution that combines CNP fraud solution with compliance tools and identification methods.
Choose Cybersource if
  • You are a large-scale enterprise looking for an platform that handles both payments and risk management online and in-store and minimizes authorization issues

Further Reading

Learn more about:

Browser Fingerprinting | Data EnrichmentDevice Fingerprinting | Fraud Detection API | Fraud Detection Machine Learning | Fraud Detection & Prevention

Try our free tools:

BIN Lookup | IP Lookup | Reverse Email Lookup | Reverse Phone Lookup | Social Media Lookup

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