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Compare SEON vs Cybersource

Picking the wrong fraud prevention software for your business can lead to high false positives, create gaps in your defenses for fraudsters to exploit, and ultimately massively impact revenue. This article will compare SEON and Cybersource’s offerings. 

Disclaimer: Everything written about the companies mentioned in this article was gleaned from online research including user reviews. We did not have time to manually test all the tools. However, we ensured the information was correct as of Q3 2022. Feel free to contact us to request an update/correction.

About Cybersource 

Cybersource is a Visa-owned company that is primarily focused on payment processing. More than 450,000 businesses worldwide use Cybersource solutions in over 190 countries. 

Founded in 1994, the company has been vital to the growth of ecommerce having “pioneered online payment and fraud management services for medium and large-sized merchants”.

In 2020, it processed 21 billion transactions and the equivalent of US $599 billion in payment volume worldwide (including its subsidiary,

Key Products

  • Cybersource offers payment processing, fraud management, and data security all through one platform.
  • They also offer other services including: payment distribution, Global Tax Calculation, VAT compliance requirements, Dynamic Currency Conversion, Recurring Billing, and more.

Pros of Cybersource
  • Ability to handle both payments and risk within one integration for merchants that accept point-of-sale, phone, and web-based payments.
  • Analysts located in six different continents to offer specific knowledge of markets.

Cons of Cybersource
  • Only suitable for larger businesses working with mass transactions (costs will presumably match this too).
  • Limited ability to develop multi-layered risk management product stacks.
  • No access to real-time, live information – although they do have access to billions of transactions through their own data and Visa.
Compare SEON’s solution to Cybersource

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SEON Vs Cybersource Features Comparison Table




Data aggregation
IP analysisYesYes
Email data enrichment YesYes, via Emailage partnership
Phone data enrichmentYesNo
Find user social mediaYes, checks 50+ platformsNo
Device FingerprintingYesYes
BIN for transactionYesYes
Behavior trackingYes, via custom rulesYes
User authenticationYesYes
Risk analysis
Custom rulesYesYes
Machine learning suggestionsYesYes
Industry preset rulesYesYes
Risk scoreYesYes
Integration / deployment
API callsYesYes
Modular APIsYesYes
Custom API fieldsYesYes
Chrome extensionYes No
Manual queryYesYes
Graph visualisationNoNo
Team managementYesYes
Integration with other toolsYesYes
Chargeback guaranteeNoNo
Free integrationYesNo
Free supportYesYes
Free trialYesNo
Cost per monthFlexible tiered pricing based on API requests starting from €99.N/A. Contact their sales team for more info.


Where SEON Wins Over Cybersource

  • SEON offers a more flexible, more affordable fraud-focused solution to manage risk thresholds with more control.
  • Access to live social data enables businesses to create more complete profiles of their customers/users with more opportunities to develop a multi-layered system with other products in the market.
  • SEON products are also tailored for specific industry problems like coupon/bonus abuse which CyberSource doesn’t cover.

Where Cybersource Wins Over SEON

  • Their availability of both payments and fraud management in one space is a huge advantage for some businesses as it takes a huge weight off their shoulders operations-wise.
  • Cybersource offers a complete, layered risk platform developed through years of experience and continues to work with some of the biggest brands globally.

SEON vs Cybersource Conclusion

Choose SEON if
  • Your businesses require more information about users that enter your site to establish identity trust to maximize profits, reduce fraud and minimize false positives. 
Choose Cybersource if
  • You are a large-scale enterprise looking for an easy-to-use platform that handles both payments and risk management through one integration. 

Further Reading

Learn more about:

Browser Fingerprinting | Data EnrichmentDevice Fingerprinting | Fraud Detection API | Fraud Detection Machine Learning | Fraud Detection & Prevention

Try our free tools:

BIN Lookup | IP Lookup | Reverse Email Lookup | Reverse Phone Lookup | Social Media Lookup

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