Best Identity Verification Software Tools

List of the Best Identity Verification Software

SEON: Identity Verification via Digital Footprint Analysis
Ondato: Live Document Verification
iDenfy: End-to-End Verification with Risk Scoring
Trulioo: Verify 5 Billion Customers in 195 Countries
Token of Trust: Multiple ID Verification Types
Onfido: Combining AI and Identity Experts
MemberCheck: Compliance and ID Verification
ID.me: Identity Verification for Government Services

What Is Identity Verification Software?

Identity verification software is designed to help companies understand who their users are in real life. As it’s easy to create fake identities online, it’s important to confirm that a person is who they say they are. It can also be a legal requirement to meet compliance, privacy, and anti-fraud regulations.

Top Identity Verification Software Features

Still confused about what makes good identity verification software? This list of the best features might help:

Digital footprint analysis: Every user who lands on your site comes with a certain amount of unique data. By enriching that data, you can profile them to an astounding degree.
ID selfie video verification: It’s slow and adds friction, but front-facing selfie cameras are increasingly popular for verifying IDs.
Biometric identification: Looking at users’ unique physical features is a good way to ensure you aren’t dealing with a fraudster. While the technology can still be hit and miss, it is increasingly popular.
Blockchain KYC: The latest technique for verifying IDs. It’s still in the experimental phase, but using blockchain technology to store IDs is proving effective and reliable.

Top Identity Verification Software Vendors

Some of the solutions below are excellent at verifying documents. Others offer complementary insights to boost the IDV process. Several will help you comply with regulations. All of the tools we’ve selected are worth considering as standalone or in combination.

Disclaimer: This article is based on publicly available information. We have not tested the tools directly. Content was last updated in November 28th 2025. If you notice outdated details or have suggestions, please contact us.

SEON offers a modern, low-friction approach to identity verification by analyzing a user’s digital footprint, device behavior, and real-time risk indicators. Instead of relying solely on document upload or selfie checks, SEON enriches email, phone, IP and device data to build a contextual risk profile from the very first interaction.

Its passive, API-driven verification enables companies to spot fake identities, synthetic profiles, bots and fraud rings long before KYC, reducing friction for legitimate customers while improving conversion rates.

Key capabilities include:

Digital footprint analysis (email, phone, IP, online presence)
Device intelligence to detect linked accounts, emulators, VPNs, VMs, bots and ATO attempts
Behavioral and network indicators for early-stage risk scoring
Real-time AML watchlist screening (PEP, sanctions, crime and adverse media)
Customizable rules + machine learning to tailor scoring to industry-specific risks
Continuous monitoring of customers for ongoing risk assessment

Because SEON uses first-party risk indicators, it provides fast, transparent and explainable risk decisions without relying on outdated third-party data vendors. Companies also use SEON to pre-screen users, reduce manual KYC costs, and strengthen onboarding flows without adding friction.

Best for: businesses needing fast, low-friction identity verification, fraud prevention during onboarding, and transparent risk scoring powered by real-time data.

Ondato provides SaaS-based identity verification and compliance tools that support photo ID checks, live video verification, NFC document reading, AML screening, and KYB onboarding. The platform is designed to help organizations meet global KYC, AML and data protection standards while streamlining remote customer onboarding and ongoing compliance workflows.

Best for: companies that need document-based identity verification with strong regulatory alignment, including financial institutions, fintechs, telecom providers, and businesses operating in highly regulated markets.

Founded in Lithuania in 2016, iDenfy provides a broad identity verification and KYC platform designed to help businesses onboard customers remotely while meeting global compliance requirements. The company combines automated document checks, biometric verification, and 24/7 human review to improve accuracy and reduce onboarding friction.

iDenfy’s services support identity document verification across 200+ countries and territories, alongside facial recognition, 3D liveness detection, sanctions and PEP screening, KYB onboarding, and address verification. The platform also offers tools for detecting deepfakes, managing risk profiles, and monitoring users against global watchlists.

Best for: organizations needing document-based identity verification with human-in-the-loop accuracy, broad geographic coverage, and built-in AML/KYC compliance tools.

Trulioo is a global identity verification platform that provides KYC, KYB and AML functionality in one system. It combines data checks, document verification and biometric analysis to help organizations meet compliance needs and reduce fraud.

The service covers 195 countries, draws from numerous global and local data sources, and supports a wide range of document types. Its API and modular workflows are designed to support onboarding processes, regional match rate requirements and varying regulatory obligations.

Best for: enterprises that need broad international coverage, combined person-and-business verification, and a unified platform for global KYC, KYB and AML compliance.

Token of Trust provides identity verification and compliance tools often used by eCommerce businesses. The platform supports government ID checks, biometric matching, age verification, address confirmation, fraud prevention and compliance reporting, using document-based checks and live or static selfie comparison.

It integrates with platforms like Shopify, WooCommerce, BigCommerce, Magento and WordPress, helping merchants handle verification and compliance without building their own systems. Token of Trust also offers API access and a hosted application for teams that prefer an out-of-the-box setup.

Best for: eCommerce merchants needing identity verification, age checks, or compliance tools that integrate directly into checkout flows and online storefronts.

Entrust, which acquired Onfido, provides identity verification and document-checking services as part of its broader identity and security portfolio. The solution supports government ID verification, biometric matching, liveness checks and automated document analysis to help organizations onboard users, verify identities and meet KYC, AML and compliance requirements.

Originally known for combining AI-based verification with human reviewers when needed, Onfido’s capabilities are now integrated into Entrust’s identity security offerings, which include digital onboarding, access management and identity-centric security solutions.

Best for: organizations looking for AI-assisted document and biometric verification within a larger identity and security ecosystem.

MemberCheck, founded in 2008, has always strived to help organizations meet their compliance obligations. A key selling point of their solution is to offer online ID verification.

The verification process includes biometric screening using facial recognition and liveness detection, as well as two-factor authentication (2FA) verification via SMS. The process is easy to integrate via RESTful APIs, and you can of course perform all the standard AML checks you might need, such as PEP and sanctions checks.

ID.me provides identity verification and single-login services used by U.S. government agencies, healthcare organizations and retailers. It enables users to access government portals, tax records, Social Security services and other programs, and also supports community-based verification for groups such as military members, students, teachers and first responders.

The platform combines online identity proofing, document checks and account authentication through the ID.me Wallet, which centralizes user credentials and manages data-sharing preferences. It is used across federal and state agencies as well as major commercial partners.

Best for: organizations needing U.S.-focused identity verification for government access, community eligibility checks or consumer discount programs.

Why Use Identity Verification Software?

While it is possible to manually verify user information against open source databases, the process is lengthy and resource-heavy. Building a solution on-site is also possible, but expensive and a drain on your development team.

By integrating identity verification from a third-party vendor, you can:

automate the process to scale your operations
let the vendor take care of the updates
instantly benefit from the vendor’s technology

This is why an increasing number of companies purchase identity verification from SaaS companies and either pay monthly, annually, or per verification fees.

Finding the Best Identity Verification Tool

Identity verification can be complex and overwhelming, especially if you need to meet regulatory requirements. The good news is that there’s a growing number of fantastic SaaS fintech companies that let you integrate ID verification easily and seamlessly.

Of course, not all ID verification software vendors will work for your business needs, which is why it’s important to understand exactly what kind of tools are adapted to you. Hopefully, this guide is a great introduction to the topic.

FAQs

Who needs identity verification software?

Identity verification software is useful for compliance reasons, as well as KYC verification and anti-fraud. It helps you learn who you are dealing with to ensure your business can grow safely.

How does identity verification work?

Identity verification can be performed manually or with specific software. The methods include biometrics, multi-factor authentication, and behavior analytics or alternative data profiling.

What features should I look for in IDV software?

The software you choose depends on your use case. If it’s for AML and KYC, you should be able to check identities against specific watchlists, for example. To reduce fraud, it’s important to leverage alternative data profiling techniques.

How much does identity verification software cost?

Most identity verification software is purchased via monthly subscriptions. You can also pay per API call.

Sources

LexisNexis Risk Solutions: US financial services firms pay $25.3 billion per year in AML compliance costs
Statista: Global biometric system market revenue in 2020 and 2025